The tax deadline is almost here but its not too late to file your taxes and possibly be one of the 75% of taxpayers that get a tax refund this year! Whether you’ve cashed in your refund check or still need to finish and file your tax return, many of you may be already thinking of ways to spend that sweet refund. But before you splurge and blow it on a lavish vacation, here are 4 smart ways to spend your refund (guilt-free)!